Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
$150
Intro offer
Rewards
$150
Intro offer
Rewards
American Express® Green Card
Details
Rewards
Annual Fee
Intro offer
Recommended Credit
Regular Annual Percentage Rate (APR)
The Amex Green Card offers strong earning rates for travel, dining, and transit spending. It’s also got up to $289 in annual statement credits, which is more than enough to offset its $150 annual fee. However, frequent travelers may prefer a card with stronger travel incentives, such as free airport lounge access and top-tier travel insurance.
American Express Green Card Review: Is It the Best Credit Card for You?
Normally, the Amex Green Card offers a welcome bonus in the range of 40,000 or 45,000 points after meeting minimum spending requirements. But right now, it has a significantly improved offer of 60,000 points after you spend $3,000 on purchases in the first six months of card membership and earn 20% on eligible travel and transit purchases made during your first six months of Card Membership (up to $200 back in the form of a statement credit). That’s the highest points welcome bonus we’ve ever seen for the card, not even counting the addition of up to $200 in travel statement credits.
This product is by nature a travel rewards card — if you make a lot of travel, dining, and transit purchases, you’ll be rewarded with 3 points per dollar. Transit is a particularly rare category, and includes merchants like trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
And with benefits such as up to $189 in CLEAR® credits (helpful for speeding through the TSA airport security line) and up to $100 in LoungeBuddy credits (so you can access airport lounges for free), this is a good starter travel card for occasional travelers.
Here’s what you need to know about the American Express® Green Card.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
Amex Green Card Rewards
Amex Green Card welcome bonus
The Amex Green Card is currently offering 60,000 points after you spend $3,000 on purchases in the first six months of card membership and earn 20% on eligible travel and transit purchases made during your first six months of Card Membership (up to $200 back in the form of a statement credit). The points alone are worth around $1,080 in travel, based on Insider’s calculation of Amex points value.Â
If you’re able to max out up to $200 in travel statement credits, you’ll come out well ahead and more than make up for the card’s annual fee in the first year. However, this credit isn’t as straightforward as it sounds — you won’t be reimbursed for the first $200 in travel purchases you make. Instead, the credit is a 20% rebate on up to $1,000 in qualifying travel purchases ($1,000 x 20% =$200). If you’d make those purchases anyway, the credit is an easy discount.
How to earn points with the Amex Green Card
The Amex Green Card has a simple and powerful earning structure that fits the lifestyle of a frequent traveler. You’ll earn 3 Amex Membership Rewards points per dollar on the following purchases:Â
- Restaurants (including takeout and delivery)
- Travel (including airfare, hotels, cruises, tours, car rentals, and more)
- Transit (including trains, buses, ferries, subway, and more)
You’ll earn 1 point per dollar on all other eligible purchases.
Because Insider’s points and miles valuations peg Amex points as worth an average of 1.8 cents each when redeemed for travel, the earning rate of 3 points per dollar is equivalent to a 5.4% return.
To become an Amex points-earning powerhouse, you can complement this card’s bonus categories with other American Express cards. For example, the Amex Gold Card earns 4 points per dollar at US supermarkets (on up to $25,000 spent per year, then 1x) and at restaurants.
How to use points from the Amex Green Card
There are myriad ways to use Amex Membership Rewards points, each offering drastically different value.
To get the biggest return for your rewards, you’ll want to use them for travel — namely, transferring your points to airline and hotel partners such as Air Canada Aeroplan, ANA, Singapore Airlines, Virgin Atlantic, and Hilton. For example, you can:
- Transfer 87,000 Amex points to Avianca for a one-way first-class flight to Frankfurt on Lufthansa (a $7,000+ value)
- Transfer 39,000 Amex points to Singapore Airlines for a round-trip flight to Hawaii on United Airlines (a $500+ value)
- Transfer 120,000 Amex points to Hilton for a weekend stay at the Conrad Bora Bora (a $2,500+ value)
- Transfer 88,000 Amex points to ANA for a round-trip business class flight to Europe on United Airlines (a $3,500 value)
Alternatively, you can use your points to effectively “buy” flights through the American Express Travel portal at a rate of 1 cent each. You can reserve hotels, rental cars, cruises, etc. through the portal, too, but your points will be worth just 0.7 cents each.
Other options (though we don’t recommend any of these) include:
- Purchase gift cards with your points, generally at a rate of 1 cent per point
- Pay with points for Amazon purchases and with other stores like Walmart and Best Buy at 0.7 cents per point
- Receive a statement credit for your points at 0.6 cents per point
Amex Green Card Benefits and Features
The Amex Green Card isn’t as jam-packed with benefits as similarly priced travel rewards credit cards, but it’s got enough to more than offset the card’s annual fee each year.
Up to $100 in LoungeBuddy statement credits
LoungeBuddy aggregates most airport lounges worldwide and allows you to purchase a day pass. This is beneficial if you don’t already have a credit card with free airport lounge access, and if you don’t frequently travel enough to warrant opening one of the aforementioned cards.
Prices for a day pass through LoungeBuddy vary with each location, but day passes can cost as low as $25. If you and a travel buddy want to enter a lounge, you could well get two visits each from this annual statement credit.
Up to $189 in CLEAR® statement credits
CLEAR® is an expedited airport security program that lets you skip to the front of the TSA line. It also operates at the entrance of some stadiums.
A membership to CLEAR® normally costs $189 per year — so a $189 statement credit would lower your out-of-pocket cost to $0 per year.
Modest travel and lifestyle insurance
As with most cards in this price range, you can receive purchase insurance with eligible items. You’ll get:
- Purchase protection
- Extended warranty protection
- Return protection
And because this card is primarily for travelers, it comes with:
- Rental car insurance — This coverage is secondary, so it will pick up what your personal auto insurance doesn’t cover.
- Trip delay insurance — When your flight is delayed 12 hours or more, you’ll get up to $300 per trip (max two claims per year).
- Baggage insurance — Offers reimbursement in the event of lost, stolen, or damaged baggage.
- 24/7 Global Assistance Hotline — Helpful for various emergencies, such as cash wire transfers, medical problems, etc. (you must be at least 100 miles from home).
$150
Intro offer
Rewards
$150
Intro offer
Rewards
American Express® Green Card
Details
Rewards
Annual Fee
Intro offer
Recommended Credit
Regular Annual Percentage Rate (APR)
Amex Green Card Annual Fee and Other Costs
The Amex Green Card charges a $150 annual fee. But it doesn’t charge foreign transaction fees, so it’s a great companion when traveling internationally.
The card isn’t a good choice if you plan to carry a balance using Amex’s Pay Over Time feature, because the card charges interest (See Pay Over Time APR). If you know you’ve got big expenses coming up you can’t pay off all at once, you could save money by opening one of the best zero-interest credit cards with an introductory 0% APR instead.
The card also charges fees for certain types of transactions, including:
- Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Late payment fee:Â Up to $40
- Returned payment fee:Â Up to $40
How the Amex Green Card compares
Amex Green Card vs other Amex cards
| Â |
American Express® Green Card |
American Express® Gold Card |
The Platinum Card® from American Express |
|
Annual fee |
$150Â |
$250 |
$695 |
|
Rewards rate |
3x points on dining, travel, and transit 1x points on all other eligible purchases |
4x points at restaurants and at US supermarkets* 3x points on flights booked with the airline or Amex Travel 1x points on all other purchases |
5x points on flights booked with the airline or through Amex Travel (on up to $500,000 in these purchases per calendar year) 5x points on prepaid hotels booked with Amex Travel 1 point per dollar on all other purchases |
|
Welcome bonus offer |
60,000 points after you spend $3,000 on purchases in the first six months of card membership and earn 20% on eligible travel and transit purchases made during your first six months of Card Membership (up to $200 back in the form of a statement credit) |
60,000 Membership Rewards® Points after spending $4,000 on purchases on the Card in the first six months of card membership |
80,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first six months of card membership |
|
Best benefits |
Up to $100 in annual LoungeBuddy statement credits** Up to $189 in annual CLEAR® statement credits** |
Up to $10 in dining credits each month (up to $120 per year)*** Up to $10 in Uber Cash each month (up to $120 per calendar year)**** |
Up to $200 in airline fee credits each calendar year** Up to $200 in Uber Cash each calendar year** Up to $100 in Saks credits each calendar year** Global Entry or TSA PreCheck application fee credit $189 per year in credits for CLEAR® membership** Up to $200 in credits per year toward prepaid hotel bookings through Amex Fine Hotels and Resorts or The Hotel Collection (minimum two-night stay) Up to $240 in annual credits (up to $20 per month) toward eligible digital subscriptions***** $12.95 in credits each month toward Walmart+ membership |
|
Review |
 |
Amex Gold Card Review |
Amex Platinum Card Review |
*on up to $25,000 spent at U.S. supermarkets per calendar year, then 1x
***up to $10 in statement credits per month when you use the Amex Gold card at Grubhub, Seamless, The Cheesecake Factory, Wine.com, Goldbelly, Milk Bar, and participating Shake Shack locations. Enrollment required.
****up to $10 in Uber Cash per month (this is only applicable to U.S. Eats orders and Rides, and the Gold Card needs to be added to the Uber app to receive the Uber Cash benefit)
*****Eligible digital subscriptions include Disney+, ESPN+, Hulu, Audible, SiriusXM, The New York Times, and Peacock
Amex Green Card vs other travel rewards cards
| Â |
American Express® Green Card |
Chase Sapphire Preferred® Card |
Citi Premier® Card |
|
Annual fee |
$150 |
$95 |
$95 |
|
Rewards rate |
3x points on dining, travel, and transit 1x points on all other eligible purchases |
5x points on Lyft rides through March 2025 5x points on all travel purchased through Chase Ultimate Rewards 3x points on dining, including eligible delivery services, takeout, and dining out 3x points on select streaming services 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs) 2x points on other travel 1x points on all other eligible purchases |
3x points on air travel, gas stations, restaurants, supermarkets, and hotels 1x points on all other eligible purchases |
|
Welcome bonus offer |
60,000 points after you spend $3,000 on purchases in the first six months of card membership and earn 20% on eligible travel and transit purchases made during your first six months of Card Membership (up to $200 back in the form of a statement credit) |
80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening |
60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first three months of account opening, plus earn a total of 10 ThankYou® Points per dollar on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠portal through 6/30/2024 |
|
Best benefits |
Up to $100 in annual LoungeBuddy statement credits** Up to $189 in annual CLEAR® statement credits** |
10% anniversary point bonus Primary car rental insurance Trip interruption/cancellation Trip delay insurance Baggage delay insurance Lost luggage reimbursement Extended warranty Purchase protection No foreign transaction fees |
$100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through thankyou.com once per calendar year Purchase protection Extended warranty Access to Citi Entertainment No foreign transaction fees World Elite Mastercard benefits |
|
Review |
 |
Chase Sapphire Preferred Card Review |
Citi Premier Card Review |
Amex Green Card Frequently Asked Questions (FAQ)
Are Amex Green Card benefits worth the annual fee?
The Amex Green Card is only worth the annual fee if you will fully use its benefits. The card comes with up to $289 a year in useful statement credits for travel-centric purchases. If you can make use of those (and not simply use them because they’re there), the card is worth keeping year after year.
Is the Amex Green Card metal?
No, the Amex Green Card isn’t metal. It’s made of plastic, unlike its siblings, the Amex Gold Card and the (extra-heavy) Amex Platinum Card.
Amex Green Card vs Gold: Which is better?
The Amex Gold Card has a noteworthy amount of benefits above the Amex Green Card. However, its annual fee is $100 higher at $250. It’s well worth the extra money for a higher earning rate on common purchases like dining and US supermarkets, as well as the up to $240 in annual statement credits.
What credit score do you need for the American Express Green Card?
To apply for the Amex Green Card, your credit score should be around 700 or higher to have a chance of being approved. If you’re not there yet, take a while to improve your credit — you’ll be glad you did, as it will unlock all kinds of amazing credit card welcome bonuses.
Methodology: How we reviewed the Amex Green Card
The credit card team at Insider reviewed the Amex Green Card in relation to other travel rewards cards from Amex and other banks. We considered various factors, including:
- Ease of use — Does the card come with an easy-to-understand earning structure, or are there lots of complicated categories to memorize? Are there multiple options for redeeming rewards?
- Earning potential — We look at the card’s welcome offer and ongoing earning, including the usefulness of bonus categories. We also consider if any bonus categories are limited to a maximum spending cap.
- Benefits — Does the card have useful benefits for travelers, and are they worth paying the annual fee for? These could be things like statement credits, discounts, lounge access, and travel protections.
- Annual fee — When there’s a high annual fee, is it offset by the rewards-earning potential and card perks? Is it reasonable compared to similar cards?
Here’s our full methodology for reviewing credit cards for a closer look at how we calculate our card ratings.
Â
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Earn up to 5.05% APY with 25+ federally insured banks & credit unions. One account to maximize your savings.
Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
$150
Intro offer
Rewards
$150
Intro offer
Rewards
American Express® Green Card
Details
Rewards
Annual Fee
Intro offer
Recommended Credit
Regular Annual Percentage Rate (APR)
The Amex Green Card offers strong earning rates for travel, dining, and transit spending. It’s also got up to $289 in annual statement credits, which is more than enough to offset its $150 annual fee. However, frequent travelers may prefer a card with stronger travel incentives, such as free airport lounge access and top-tier travel insurance.
American Express Green Card Review: Is It the Best Credit Card for You?
Normally, the Amex Green Card offers a welcome bonus in the range of 40,000 or 45,000 points after meeting minimum spending requirements. But right now, it has a significantly improved offer of 60,000 points after you spend $3,000 on purchases in the first six months of card membership and earn 20% on eligible travel and transit purchases made during your first six months of Card Membership (up to $200 back in the form of a statement credit). That’s the highest points welcome bonus we’ve ever seen for the card, not even counting the addition of up to $200 in travel statement credits.
This product is by nature a travel rewards card — if you make a lot of travel, dining, and transit purchases, you’ll be rewarded with 3 points per dollar. Transit is a particularly rare category, and includes merchants like trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
And with benefits such as up to $189 in CLEAR® credits (helpful for speeding through the TSA airport security line) and up to $100 in LoungeBuddy credits (so you can access airport lounges for free), this is a good starter travel card for occasional travelers.
Here’s what you need to know about the American Express® Green Card.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
Amex Green Card Rewards
Amex Green Card welcome bonus
The Amex Green Card is currently offering 60,000 points after you spend $3,000 on purchases in the first six months of card membership and earn 20% on eligible travel and transit purchases made during your first six months of Card Membership (up to $200 back in the form of a statement credit). The points alone are worth around $1,080 in travel, based on Insider’s calculation of Amex points value.Â
If you’re able to max out up to $200 in travel statement credits, you’ll come out well ahead and more than make up for the card’s annual fee in the first year. However, this credit isn’t as straightforward as it sounds — you won’t be reimbursed for the first $200 in travel purchases you make. Instead, the credit is a 20% rebate on up to $1,000 in qualifying travel purchases ($1,000 x 20% =$200). If you’d make those purchases anyway, the credit is an easy discount.
How to earn points with the Amex Green Card
The Amex Green Card has a simple and powerful earning structure that fits the lifestyle of a frequent traveler. You’ll earn 3 Amex Membership Rewards points per dollar on the following purchases:Â
- Restaurants (including takeout and delivery)
- Travel (including airfare, hotels, cruises, tours, car rentals, and more)
- Transit (including trains, buses, ferries, subway, and more)
You’ll earn 1 point per dollar on all other eligible purchases.
Because Insider’s points and miles valuations peg Amex points as worth an average of 1.8 cents each when redeemed for travel, the earning rate of 3 points per dollar is equivalent to a 5.4% return.
To become an Amex points-earning powerhouse, you can complement this card’s bonus categories with other American Express cards. For example, the Amex Gold Card earns 4 points per dollar at US supermarkets (on up to $25,000 spent per year, then 1x) and at restaurants.
How to use points from the Amex Green Card
There are myriad ways to use Amex Membership Rewards points, each offering drastically different value.
To get the biggest return for your rewards, you’ll want to use them for travel — namely, transferring your points to airline and hotel partners such as Air Canada Aeroplan, ANA, Singapore Airlines, Virgin Atlantic, and Hilton. For example, you can:
- Transfer 87,000 Amex points to Avianca for a one-way first-class flight to Frankfurt on Lufthansa (a $7,000+ value)
- Transfer 39,000 Amex points to Singapore Airlines for a round-trip flight to Hawaii on United Airlines (a $500+ value)
- Transfer 120,000 Amex points to Hilton for a weekend stay at the Conrad Bora Bora (a $2,500+ value)
- Transfer 88,000 Amex points to ANA for a round-trip business class flight to Europe on United Airlines (a $3,500 value)
Alternatively, you can use your points to effectively “buy” flights through the American Express Travel portal at a rate of 1 cent each. You can reserve hotels, rental cars, cruises, etc. through the portal, too, but your points will be worth just 0.7 cents each.
Other options (though we don’t recommend any of these) include:
- Purchase gift cards with your points, generally at a rate of 1 cent per point
- Pay with points for Amazon purchases and with other stores like Walmart and Best Buy at 0.7 cents per point
- Receive a statement credit for your points at 0.6 cents per point
Amex Green Card Benefits and Features
The Amex Green Card isn’t as jam-packed with benefits as similarly priced travel rewards credit cards, but it’s got enough to more than offset the card’s annual fee each year.
Up to $100 in LoungeBuddy statement credits
LoungeBuddy aggregates most airport lounges worldwide and allows you to purchase a day pass. This is beneficial if you don’t already have a credit card with free airport lounge access, and if you don’t frequently travel enough to warrant opening one of the aforementioned cards.
Prices for a day pass through LoungeBuddy vary with each location, but day passes can cost as low as $25. If you and a travel buddy want to enter a lounge, you could well get two visits each from this annual statement credit.
Up to $189 in CLEAR® statement credits
CLEAR® is an expedited airport security program that lets you skip to the front of the TSA line. It also operates at the entrance of some stadiums.
A membership to CLEAR® normally costs $189 per year — so a $189 statement credit would lower your out-of-pocket cost to $0 per year.
Modest travel and lifestyle insurance
As with most cards in this price range, you can receive purchase insurance with eligible items. You’ll get:
- Purchase protection
- Extended warranty protection
- Return protection
And because this card is primarily for travelers, it comes with:
- Rental car insurance — This coverage is secondary, so it will pick up what your personal auto insurance doesn’t cover.
- Trip delay insurance — When your flight is delayed 12 hours or more, you’ll get up to $300 per trip (max two claims per year).
- Baggage insurance — Offers reimbursement in the event of lost, stolen, or damaged baggage.
- 24/7 Global Assistance Hotline — Helpful for various emergencies, such as cash wire transfers, medical problems, etc. (you must be at least 100 miles from home).
$150
Intro offer
Rewards
$150
Intro offer
Rewards
American Express® Green Card
Details
Rewards
Annual Fee
Intro offer
Recommended Credit
Regular Annual Percentage Rate (APR)
Amex Green Card Annual Fee and Other Costs
The Amex Green Card charges a $150 annual fee. But it doesn’t charge foreign transaction fees, so it’s a great companion when traveling internationally.
The card isn’t a good choice if you plan to carry a balance using Amex’s Pay Over Time feature, because the card charges interest (See Pay Over Time APR). If you know you’ve got big expenses coming up you can’t pay off all at once, you could save money by opening one of the best zero-interest credit cards with an introductory 0% APR instead.
The card also charges fees for certain types of transactions, including:
- Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Late payment fee:Â Up to $40
- Returned payment fee:Â Up to $40
How the Amex Green Card compares
Amex Green Card vs other Amex cards
| Â |
American Express® Green Card |
American Express® Gold Card |
The Platinum Card® from American Express |
|
Annual fee |
$150Â |
$250 |
$695 |
|
Rewards rate |
3x points on dining, travel, and transit 1x points on all other eligible purchases |
4x points at restaurants and at US supermarkets* 3x points on flights booked with the airline or Amex Travel 1x points on all other purchases |
5x points on flights booked with the airline or through Amex Travel (on up to $500,000 in these purchases per calendar year) 5x points on prepaid hotels booked with Amex Travel 1 point per dollar on all other purchases |
|
Welcome bonus offer |
60,000 points after you spend $3,000 on purchases in the first six months of card membership and earn 20% on eligible travel and transit purchases made during your first six months of Card Membership (up to $200 back in the form of a statement credit) |
60,000 Membership Rewards® Points after spending $4,000 on purchases on the Card in the first six months of card membership |
80,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first six months of card membership |
|
Best benefits |
Up to $100 in annual LoungeBuddy statement credits** Up to $189 in annual CLEAR® statement credits** |
Up to $10 in dining credits each month (up to $120 per year)*** Up to $10 in Uber Cash each month (up to $120 per calendar year)**** |
Up to $200 in airline fee credits each calendar year** Up to $200 in Uber Cash each calendar year** Up to $100 in Saks credits each calendar year** Global Entry or TSA PreCheck application fee credit $189 per year in credits for CLEAR® membership** Up to $200 in credits per year toward prepaid hotel bookings through Amex Fine Hotels and Resorts or The Hotel Collection (minimum two-night stay) Up to $240 in annual credits (up to $20 per month) toward eligible digital subscriptions***** $12.95 in credits each month toward Walmart+ membership |
|
Review |
 |
Amex Gold Card Review |
Amex Platinum Card Review |
*on up to $25,000 spent at U.S. supermarkets per calendar year, then 1x
***up to $10 in statement credits per month when you use the Amex Gold card at Grubhub, Seamless, The Cheesecake Factory, Wine.com, Goldbelly, Milk Bar, and participating Shake Shack locations. Enrollment required.
****up to $10 in Uber Cash per month (this is only applicable to U.S. Eats orders and Rides, and the Gold Card needs to be added to the Uber app to receive the Uber Cash benefit)
*****Eligible digital subscriptions include Disney+, ESPN+, Hulu, Audible, SiriusXM, The New York Times, and Peacock
Amex Green Card vs other travel rewards cards
| Â |
American Express® Green Card |
Chase Sapphire Preferred® Card |
Citi Premier® Card |
|
Annual fee |
$150 |
$95 |
$95 |
|
Rewards rate |
3x points on dining, travel, and transit 1x points on all other eligible purchases |
5x points on Lyft rides through March 2025 5x points on all travel purchased through Chase Ultimate Rewards 3x points on dining, including eligible delivery services, takeout, and dining out 3x points on select streaming services 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs) 2x points on other travel 1x points on all other eligible purchases |
3x points on air travel, gas stations, restaurants, supermarkets, and hotels 1x points on all other eligible purchases |
|
Welcome bonus offer |
60,000 points after you spend $3,000 on purchases in the first six months of card membership and earn 20% on eligible travel and transit purchases made during your first six months of Card Membership (up to $200 back in the form of a statement credit) |
80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening |
60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first three months of account opening, plus earn a total of 10 ThankYou® Points per dollar on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠portal through 6/30/2024 |
|
Best benefits |
Up to $100 in annual LoungeBuddy statement credits** Up to $189 in annual CLEAR® statement credits** |
10% anniversary point bonus Primary car rental insurance Trip interruption/cancellation Trip delay insurance Baggage delay insurance Lost luggage reimbursement Extended warranty Purchase protection No foreign transaction fees |
$100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through thankyou.com once per calendar year Purchase protection Extended warranty Access to Citi Entertainment No foreign transaction fees World Elite Mastercard benefits |
|
Review |
 |
Chase Sapphire Preferred Card Review |
Citi Premier Card Review |
Amex Green Card Frequently Asked Questions (FAQ)
Are Amex Green Card benefits worth the annual fee?
The Amex Green Card is only worth the annual fee if you will fully use its benefits. The card comes with up to $289 a year in useful statement credits for travel-centric purchases. If you can make use of those (and not simply use them because they’re there), the card is worth keeping year after year.
Is the Amex Green Card metal?
No, the Amex Green Card isn’t metal. It’s made of plastic, unlike its siblings, the Amex Gold Card and the (extra-heavy) Amex Platinum Card.
Amex Green Card vs Gold: Which is better?
The Amex Gold Card has a noteworthy amount of benefits above the Amex Green Card. However, its annual fee is $100 higher at $250. It’s well worth the extra money for a higher earning rate on common purchases like dining and US supermarkets, as well as the up to $240 in annual statement credits.
What credit score do you need for the American Express Green Card?
To apply for the Amex Green Card, your credit score should be around 700 or higher to have a chance of being approved. If you’re not there yet, take a while to improve your credit — you’ll be glad you did, as it will unlock all kinds of amazing credit card welcome bonuses.
Methodology: How we reviewed the Amex Green Card
The credit card team at Insider reviewed the Amex Green Card in relation to other travel rewards cards from Amex and other banks. We considered various factors, including:
- Ease of use — Does the card come with an easy-to-understand earning structure, or are there lots of complicated categories to memorize? Are there multiple options for redeeming rewards?
- Earning potential — We look at the card’s welcome offer and ongoing earning, including the usefulness of bonus categories. We also consider if any bonus categories are limited to a maximum spending cap.
- Benefits — Does the card have useful benefits for travelers, and are they worth paying the annual fee for? These could be things like statement credits, discounts, lounge access, and travel protections.
- Annual fee — When there’s a high annual fee, is it offset by the rewards-earning potential and card perks? Is it reasonable compared to similar cards?
Here’s our full methodology for reviewing credit cards for a closer look at how we calculate our card ratings.
Â
SaveBetter
Earn up to 5.05% APY with 25+ federally insured banks & credit unions. One account to maximize your savings.
American Dollar Exchange Rate
